Initial (60-Day) Federal Register Notice

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Federal Register / Vol. 90, No. 79 / Friday, April 25, 2025 / Notices
Federal Communications Commission.
Katura Jackson,
Federal Register Liaison Officer.
[FR Doc. 2025–07162 Filed 4–24–25; 8:45 am]
BILLING CODE 6712–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0152; –0190; –0207]

Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995 (PRA), invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing

SUMMARY:

information collections described below
(OMB Control No. 3064–0152; –0190
and –0207).
DATES: Comments must be submitted on
or before June 24, 2025.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street NW building
(located on F Street NW), on business
days between 7 a.m. and 5 p.m.

All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:

Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
Proposal
to renew the following currently
approved collection of information:
1. Title: ID Theft Red Flags.
OMB Number: 3064–0152.
Form Number: None.
Affected Public: Insured State
nonmember banks.
Burden Estimate:

SUPPLEMENTARY INFORMATION:

SUMMARY OF ESTIMATED ANNUAL BURDEN (OMB NO. 3064–0152)
Information collection (IC)
(obligation to respond)

Type of burden
(frequency of response)

1. Program Establishment 12 CFR 334.90(d); 12
CFR 334.91(c) (Mandatory).
2. Program Operations 12 CFR 334.90(c),(e); 12
CFR 334.91(c) (Mandatory).
3. Program Establishment 12 CFR 1022.82(c),(d)
(Mandatory).
4. Program Operations 12 CFR 1022.82(c), (d) (Mandatory).
5. Specific Incident Responses 12 CFR
1022.82(d)(1)–(3) (Mandatory).

Recordkeeping (On occasion).
Recordkeeping (Annual) ......

Total Annual Burden (Hours) ...............................

Number of
respondents

Number of
responses per
respondent

Average time
per response
(HH:MM)

Annual
burden
(hours)

8

1

40:00

320

2,854

1

16:00

45,664

Recordkeeping (On occasion).
Recordkeeping (Annual) ......

8

1

40:00

320

2,795

1

04:00

11,180

Disclosure (On occasion) ....

2,795

16

00:10

7,453

..............................................

....................

........................

........................

64,937

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Source: FDIC.
Note: The estimated annual IC time burden is the product, rounded to the nearest hour, of the estimated annual number of responses and the
estimated time per response for a given IC. The estimated annual number of responses is the product, rounded to the nearest whole number, of
the estimated annual number of respondents and the estimated annual number of responses per respondent. This methodology ensures the estimated annual burdens in the table are consistent with the values recorded in OMB’s consolidated information system.

General Description of Collection: The
regulation containing this information
collection requirement is 12 CFR part
334, which implements sections 114
and 315 of the Fair and Accurate Credit
Transactions Act of 2003 (FACT Act),
Public Law 108–159 (2003). FACT Act
Section 114: Section 114 requires the
Board of Governors of the Federal
Reserve System, the Office of the
Comptroller of the Currency, and the
FDIC (the Agencies) to jointly propose
guidelines for financial institutions and
creditors identifying patterns, practices,
and specific forms of activity that
indicate the possible existence of
identity theft. In addition, each financial
institution and creditor is required to
establish reasonable policies and
procedures to address the risk of

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identity theft that incorporate the
guidelines. Credit card and debit card
issuers must develop policies and
procedures to assess the validity of a
request for a change of address under
certain circumstances. The information
collections pursuant to section 114
require each financial institution and
creditor to create an Identity Theft
Prevention Program and report to the
board of directors, a committee thereof,
or senior management at least annually
on compliance with the proposed
regulations. In addition, staff must be
trained to carry out the program. Each
credit and debit card issuer is required
to establish policies and procedures to
assess the validity of a change of
address request. The card issuer must
notify the cardholder or use another

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means to assess the validity of the
change of address. FACT Act Section
315: Section 315 requires the Agencies
to issue regulations providing guidance
regarding reasonable policies and
procedures that a user of consumer
reports must employ when such a user
receives a notice of address discrepancy
from a consumer reporting agency. Part
334 provides such guidance. Each user
of consumer reports must develop
reasonable policies and procedures that
it will follow when it receives a notice
of address discrepancy from a consumer
reporting agency. A user of consumer
reports must furnish an address that the
user has reasonably confirmed to be
accurate to the consumer reporting
agency from which it receives a notice
of address discrepancy. There is no

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Federal Register / Vol. 90, No. 79 / Friday, April 25, 2025 / Notices

change in the methodology or substance
of this information collection. The 7,847
decrease in total estimated annual
burden from 72,784 hours in 2022 to
64,937 hours currently is due to a
decrease in the estimated number of

respondents and a reduction in the
estimated number of responses per
respondent.
2. Title: Loans in Areas Having
Special Flood Hazards.
OMB Number: 3064–0207.

Form Number: None.
Affected Public: Private sector.
Burden Estimate:

SUMMARY OF ESTIMATED ANNUAL BURDEN (OMB NO. 3064–0207)
Information collection (IC)
(obligation to respond)
1. Private flood insurance, 12 CFR 339.3(c)(3)(iv)
and (c)(4)(iv) (Mandatory).
2. Standard flood hazard determination form, 12 CFR
339.6(b) (Mandatory).
3. Record of receipt of notice of special flood hazards
and availability of Federal disaster relief assistance, 12 CFR 339.9(d) (Mandatory).
4. Notice of requirement to escrow flood insurance
payments and fees, 12 CFR 339.5(b) (Mandatory).
5. Change in status, 12 CFR 339.5(c)(2) (Mandatory)
6. Notice of option to escrow flood insurance payments and fees, 12 CFR 339.5(d)(2) (Mandatory).
7. Notice to borrower to obtain or increase flood insurance coverage, 12 CFR 339.7(a) (Mandatory).
8. Notification to terminate flood insurance purchased
on behalf of a borrower, 12 CFR 339.7(b)(1)(i)
(Mandatory).
9. Notice of special flood hazards and availability of
Federal disaster relief assistance, 12 CFR 339.9(a)
(Mandatory).
10. Notice to Administrator of FEMA of the loan
servicer’s identity, 12 CFR 339.10(a) (Mandatory).
11. Notice to the Administrator of FEMA of a change
in the loan servicer, 12 CFR 339.10(b) (Mandatory).
Total Annual Burden (Hours) ...............................

Type of burden
(frequency of response)

Number of
respondents

Number of
responses per
respondent

Average time
per response
(HH:MM)

Annual
burden
(hours)

Recordkeeping (On Occasion).
Recordkeeping (On Occasion).
Recordkeeping (On Occasion).

2,825

2

00:30

2,825

2,825

296

00:025

34,842

2,825

37

00:15

26,131

Disclosure (On Occasion) ...

494

62

00:05

2,552

Disclosure (On Occasion) ...
Disclosure (On Occasion) ...

29
29

1
17

40:00
00:05

1,160
41

Disclosure (On Occasion) ...

2,825

10

00:05

2,354

Disclosure (On Occasion) ...

2,825

1

00:15

706

Disclosure (On Occasion) ...

2,825

37

00:15

26,131

Disclosure (On Occasion) ...

2,825

19

00:05

4,473

Disclosure (On Occasion) ...

2,825

19

00:05

4,473

..............................................

....................

........................

........................

105,688

Source: FDIC.
Note: The estimated annual IC time burden is the product, rounded to the nearest hour, of the estimated annual number of responses and the
estimated time per response for a given IC. The estimated annual number of responses is the product, rounded to the nearest whole number, of
the estimated annual number of respondents and the estimated annual number of responses per respondent. This methodology ensures the estimated annual burdens in the table are consistent with the values recorded in OMB’s consolidated information system.

ddrumheller on DSK120RN23PROD with NOTICES1

General Description of Collection:
Each supervised lending institution is
required to provide a notice of special
flood hazards to a borrower acquiring a
loan secured by a building on real
property located in an area identified by
FEMA as subject to special flood
hazards, and various other notices to
borrowers, servicers, and FEMA. The
Riegle Community Development Act
requires that each institution also
provide a copy of the notice to the
servicer of the loan (if different from the
originating lender). Section 100239 of
the Biggert-Waters Flood Insurance
Reform Act of 2012 requires each
Federal banking agency (including the
FDIC), and the Farm Credit

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Administration, to adopt implementing
regulations to direct regulated lending
institutions to accept ‘‘private flood
insurance,’’ as defined by the BiggertWaters Act. A lending institution would
be required to implement policies and
procedures to comply with the BiggertWaters Act provision and verify in
writing that a private insurance policy
satisfies the criteria included in the
definition, or document findings that
separate required criteria have been met
when accepting a private flood
insurance policy in satisfaction of the
mandatory flood insurance purchase
requirement of the Flood Disaster
Protection Act. The institution must
also maintain records to permit

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examination staff to ascertain how the
institution has met the requirements of
the regulation. There is no change in the
methodology or substance of this
information collection. The decrease in
total estimated annual burden from
117,613 hours in 2022 to 105,688 hours
currently is due to a decrease in the
estimated number of respondents.
3. Title: Certification of Compliance
with Mandatory Bars to Employment.
OMB Number: 3064–0190.
Form Number: 6910/10.
Affected Public: Individuals, financial
institutions and other private sector
entities.
Burden Estimate:

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Federal Register / Vol. 90, No. 79 / Friday, April 25, 2025 / Notices
SUMMARY OF ESTIMATED ANNUAL BURDEN (OMB NO. 3064–0190)
Information collection (IC)
(obligation to respond)

Number of
respondents

Number of
responses per
respondent

Reporting (On Occasion) ....

62

1

00:30

31

..............................................

....................

........................

........................

31

Type of burden
(frequency of response)

Interagency Appraisal Complaint Form, 12 U.S.C.
3351 (Voluntary).
Total Annual Burden (Hours) ...............................

Time
per response
(HH:MM)

Annual
burden
(hours)

Source: FDIC.

General Description of Collection: The
Interagency Appraisal Complaint Form
is designed to collect information
necessary for one or more agencies to
take further action on a complaint from
an appraiser, other individual, financial
institution, or other entities. The FDIC
will use the information to take further
action on the complaint to the extent it
relates to an issue within its
jurisdiction. There is no change in the
methodology or substance of this
information collection. The decrease in
total estimated annual burden from 58
hours in 2022 to 31 hours currently is
due to a decrease in the estimated
number of respondents.
Request for Comment
Comments are invited on (a) whether
the collections of information are
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collections,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collections of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on April 22,
2025.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2025–07160 Filed 4–24–25; 8:45 am]

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BILLING CODE 6714–01–P

FEDERAL ELECTION COMMISSION
Sunshine Act Meetings
Wednesday, April 30,
2025, 10 a.m.
PLACE: Hybrid meeting: 1050 First Street
NE, Washington, DC (12th floor) and
virtual.
TIME AND DATE:

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17:42 Apr 24, 2025

Jkt 265001

Note: If you would like to virtually access
the meeting, see the instructions below.

The Federal Trade
Commission (‘‘FTC’’ or ‘‘Commission’’)
requests that the Office of Management
STATUS: This meeting will be open to the
and Budget (‘‘OMB’’) extend for an
public. To access the meeting virtually,
additional three years the current
go to the commission’s website
Paperwork Reduction Act (‘‘PRA’’)
www.fec.gov and click on the banner to
clearance for the information collection
be taken to the meeting page.
requirements in the Alternative Fuels
MATTERS TO BE CONSIDERED:
Rule (‘‘Rule’’). That clearance expires on
Draft Advisory Opinion 2025–05:
April 30, 2025.
PoliticalMeetings.com
DATES
: Comments must be received by
Draft Advisory Opinion 2025–07:
May
27,
2025.
Libertarian Party of Maryland,
Libertarian Party of Maine, Libertarian ADDRESSES: Written comments and
recommendations for the proposed
Party of Idaho, and Libertarian Party
information collection should be sent
of Vermont
within 30 days of publication of this
Request for Commission Directive 69
notice to www.reginfo.gov/public/do/
Guidance (LRA 1219)
PRAMain. Find this particular
Office of General Counsel’s
information collection and its
Recommendations at the Initial Stage
accompanying supporting statement by
of the Enforcement Process (Pursuant
selecting ‘‘Currently under 30-day
to 52 U.S.C. 30109(a))
Review—Open for Public Comments’’ or
Election of Officer (Chair)
by using the search function. The
Management and Administrative
reginfo.gov web link is a United States
Matters
Government website produced by OMB
ADDITIONAL INFORMATION: This meeting
and the General Services
may be cancelled if the Commission is
Administration (GSA). Under PRA
not open due to a funding lapse.
requirements, OMB’s Office of
CONTACT PERSON FOR MORE INFORMATION:
Information and Regulatory Affairs
Myles Martin, Deputy Press Officer,
(OIRA) reviews Federal information
Telephone: (202) 694–1221.
collections.
Individuals who plan to attend in
FOR FURTHER INFORMATION CONTACT:
person and who require special
Hong Park, Attorney, Division of
assistance, such as sign language
Enforcement, Bureau of Consumer
interpretation or other reasonable
Protection, Federal Trade Commission,
accommodations, should contact Laura
(202) 326–2158, hpark@ftc.gov.
E. Sinram, Secretary and Clerk, at (202)
694–1040 or secretary@fec.gov, at least
SUPPLEMENTARY INFORMATION:
72 hours prior to the meeting date.
Title of Collection: Labeling
(Authority: Government in the Sunshine Act, Requirements for Alternative Fuels and
Alternative Fueled Vehicles (Alternative
5 U.S.C. 552b)
Fuels Rule), 16 CFR part 309.
Laura E. Sinram,
OMB Control Number: 3084–0094.
Secretary and Clerk of the Commission.
Type of Review: Extension without
[FR Doc. 2025–07311 Filed 4–23–25; 4:15 pm]
change of currently approved collection.
BILLING CODE 6715–01–P
Affected Public: Private Sector:
Businesses and other for-profit entities.
Estimated Annual Burden Hours:
FEDERAL TRADE COMMISSION
2,900 hours.
Estimated Annual Labor Costs:
Agency Information Collection
$106,752.1
Activities; Proposed Collection;
1 This estimate is updated from the prior estimate
Comment Request; Extension
Federal Trade Commission.
ACTION: Notice and request for comment.
AGENCY:

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SUMMARY:

of $103,337 that was included in the 60-Day
Federal Register notice and is based on more
current information from the Bureau of Labor

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