30-Day FR Notice

30188

Federal Register / Vol. 90, No. 128 / Tuesday, July 8, 2025 / Notices

aware that your comments as submitted,
including your personal information,
will be available for public review.
Abstract of Proposed Collection
The collection of the information
requested on the DS–1838 and DS–7783
is necessary to comply with:
Homeland Security Presidential
Directive 12 (HSPD–12) was issued
August 27, 2004 to set policy for a
common, reliable, and secure
identification standard for federal
employees and contractors for accessing
federally controlled facilities and
federal information systems. In order to
keep Federal and other facilities where
there is potential for terrorist attacks
secure, wide variations in the quality
and security of forms of identification
need to be eliminated.
Federal Information Processing
Standard Publication 201 (FIPS 201) is
a United States federal government
standard that specifies Personal Identity
Verification (PIV) requirements for
Federal employees and contractors. The
NIST (National Institute of Standards
and Technology) Computer Security
Division initiated a new program for
improving the identification and
authentication of Federal employees
and contractors for access to Federal
facilities and information systems.
All Department employees and
contractors are required to submit
application for a Personal Identification
Card (DS–1838 domestically or DS–7783
overseas) at the time of hire.
Methodology
Information is collected by a form
(obtained from MyData forms) or
automated badge request (ABR) online.
Gregory C. Batman,
Deputy Assistant Secretary, Acting,
Diplomatic Security, Department of State.
[FR Doc. 2025–12645 Filed 7–7–25; 8:45 am]
BILLING CODE 4710–43–P

DEPARTMENT OF TRANSPORTATION
Federal Aviation Administration

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Notice of Request To Release Airport
Property; Waterloo Regional Airport
(ALO), Waterloo, Iowa
Federal Aviation
Administration (FAA), DOT.
ACTION: Notice of intent to rule on
request to release airport property for
land disposal.
AGENCY:

The FAA proposes to rule and
invites public comment on the release
and disposal of two parcels of land at

SUMMARY:

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the Waterloo Regional Airport (ALO),
Waterloo, Iowa.
DATES: Comments must be received on
or before August 7, 2025.
ADDRESSES: Comments on this
application may be mailed or delivered
to the FAA at the following address:
Amy J. Walter, Airports Land Specialist,
Federal Aviation Administration,
Airports Division, ACE–620G, 901
Locust, Room 364, Kansas City, MO
64106.
In addition, one copy of any
comments submitted to the FAA must
be mailed or delivered to: Steven
Kjergaard, Director of Aviation,
Waterloo Regional Airport, 2790
Livingston Lane, Waterloo, IA 50703,
(515) 291–4483.
FOR FURTHER INFORMATION CONTACT:
Amy J. Walter, Airports Land Specialist,
Federal Aviation Administration,
Airports Division, ACE–620G, 901
Locust, Room 364, Kansas City, MO
64106, (816) 329–2603, amy.walter@
faa.gov.
The request to release property may
be reviewed, by appointment, in person
at this same location.
SUPPLEMENTARY INFORMATION: The FAA
invites public comment on the request
to release approximately 12.84-acres of
airport property at the Waterloo
Regional Airport (ALO) under the
provisions of 49 U.S.C. 47107(h)(2). The
Director of Aviation has requested from
the FAA two parcels totaling 12.84-acres
of airport property be released from
obligations and sold. The FAA
determined the request to release and
sell this property at the Waterloo
Regional Airport (ALO) submitted by
the Sponsor meets the procedural
requirements of the Federal Aviation
Administration and the release and sale
of the property does not and will not
impact future aviation needs at the
airport. The FAA may approve the
request, in whole or in part, no sooner
than thirty days after the publication of
this Notice.
The following is a brief overview of
the request:
Waterloo Regional Airport (ALO) is
proposing the release and sale of 12.84acres of airport property. The release of
land is necessary to comply with
Federal Aviation Administration Grant
Assurances that do not allow federally
acquired airport property to be used for
non-aviation purposes. The sale of the
subject property will result in the
release of land and surface rights at the
Waterloo Regional Airport (ALO) from
the conditions of the AIP Grant
Agreement Grant Assurances. In
accordance with 49 U.S.C.
47107(c)(2)(B)(i) and (iii), the airport

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will receive fair market value when the
parcel is sold.
Any person may inspect, by
appointment, the request in person at
the FAA office listed above under FOR
FURTHER INFORMATION CONTACT. In
addition, any person may request an
appointment and inspect the
application, notice and other documents
determined by the FAA to be related to
the application in person at the
Waterloo Regional Airport.
Issued in Kansas City, MO on July 2, 2025.
Rodney N. Joel,
Director, FAA Central Region, Airports
Division.
[FR Doc. 2025–12611 Filed 7–7–25; 8:45 am]
BILLING CODE 4910–13–P

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
Agency Information Collection
Activities: Information Collection
Renewal; Submission for OMB Review;
Identity Theft Red Flags and Address
Discrepancies Under the Fair and
Accurate Credit Transactions Act of
2003
Office of the Comptroller of the
Currency (OCC), Treasury.
ACTION: Notice and request for comment.
AGENCY:

The OCC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites
comment on a continuing information
collection, as required by the Paperwork
Reduction Act of 1995 (PRA). In
accordance with the requirements of the
PRA, the OCC may not conduct or
sponsor, and the respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number. The OCC is
soliciting comment concerning the
renewal of its information collection
titled, ‘‘Identity Theft Red Flags and
Address Discrepancies under the Fair
and Accurate Credit Transactions Act of
2003.’’ The OCC also is giving notice
that it has sent the collection to OMB for
review.
DATES: Comments must be received by
August 7, 2025.
ADDRESSES: Commenters are encouraged
to submit comments by email, if
possible.
You may submit comments by any of
the following methods:
• Email: prainfo@occ.treas.gov.
• Mail: Chief Counsel’s Office,
Attention: Comment Processing, Office
SUMMARY:

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Federal Register / Vol. 90, No. 128 / Tuesday, July 8, 2025 / Notices
of the Comptroller of the Currency,
Attention: 1557–0237, 400 7th Street
SW, Suite 3E–218, Washington, DC
20219.
• Hand Delivery/Courier: 400 7th
Street SW, Suite 3E–218, Washington,
DC 20219.
• Fax: (571) 293–4835.
Instructions: You must include
‘‘OCC’’ as the agency name and ‘‘1557–
0237’’ in your comment. In general, the
OCC will publish comments on
www.reginfo.gov without change,
including any business or personal
information provided, such as name and
address information, email addresses, or
phone numbers. Comments received,
including attachments and other
supporting materials, are part of the
public record and subject to public
disclosure. Do not include any
information in your comment or
supporting materials that you consider
confidential or inappropriate for public
disclosure.
Written comments and
recommendations for the proposed
information collection should also be
sent within 30 days of publication of
this notice to www.reginfo.gov/public/
do/PRAMain. You can find this
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.
You may review comments and other
related materials that pertain to this
information collection following the
close of the 30-day comment period for
this notice by the method set forth in
the next bullet.
• Viewing Comments Electronically:
Go to www.reginfo.gov. Hover over the
‘‘Information Collection Review’’ tab
and click on ‘‘Information Collection
Review’’ from the drop-down menu.
From the ‘‘Currently under Review’’
drop-down menu, select ‘‘Department of
Treasury’’ and then click ‘‘submit.’’ This
information collection can be located by
searching OMB control number ‘‘1557–
0237’’ or ‘‘Identity Theft Red Flags and
Address Discrepancies under the Fair
and Accurate Credit Transactions Act of
2003.’’ Upon finding the appropriate
information collection, click on the
related ‘‘ICR Reference Number.’’ On the
next screen, select ‘‘View Supporting
Statement and Other Documents’’ and
then click on the link to any comment
listed at the bottom of the screen.
• For assistance in navigating
www.reginfo.gov, please contact the
Regulatory Information Service Center
at (202) 482–7340.
FOR FURTHER INFORMATION CONTACT:
Shaquita Merritt, Clearance Officer,
(202) 649–5490, Chief Counsel’s Office,

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Office of the Comptroller of the
Currency, 400 7th Street SW,
Washington, DC 20219. If you are deaf,
hard of hearing, or have a speech
disability, please dial 7–1–1 to access
telecommunications relay services.
SUPPLEMENTARY INFORMATION: Under the
PRA (44 U.S.C. 3501 et seq.), Federal
agencies must obtain approval from the
OMB for each collection of information
that they conduct or sponsor.
‘‘Collection of information’’ is defined
in 44 U.S.C. 3502(3) and 5 CFR
1320.3(c) to include agency requests or
requirements that members of the public
submit reports, keep records, or provide
information to a third party. The OCC
asks the OMB to extend its approval of
the collection in this notice.
Title: Identity Theft Red Flags and
Address Discrepancies under the Fair
and Accurate Credit Transactions Act of
2003.
OMB Control No.: 1557–0237.
Type of Review: Regular.
Affected Public: Individuals;
Businesses or other for-profit.
Description: Section 114 of the Fair
and Accurate Credit Transactions Act of
2003 (FACT Act) 1 amended section 615
of the Fair Credit Reporting Act
(FCRA) 2 to require the Agencies 3 to
jointly issue:
• Guidelines for financial institutions
and creditors regarding identity theft
with respect to their account holders
and customers. (In developing the
guidelines, the Agencies are required to
identify patterns, practices, and specific
forms of activity that indicate the
possible existence of identity theft. The
guidelines must be updated as often as
necessary and cannot be inconsistent
with the policies and procedures
required under section 326 of the USA
PATRIOT Act, (31 U.S.C. 5318(l));
• Regulations that require each
financial institution and each creditor to
establish reasonable policies and
procedures for implementing the
guidelines to identify possible risks to
account holders or customers or to the
safety and soundness of the institution
or customers; and
U.S.C. 1681m(e).
U.S.C. 1681m.
3 Section 114 required the guidelines and
regulations to be issued jointly by the Federal
banking agencies (OCC, Board of Governors of the
Federal Reserve System, and Federal Deposit
Insurance Corporation), the National Credit Union
Administration, and the Federal Trade Commission.
Therefore, for purposes of this filing, ‘‘Agencies’’
refers to these entities. Section 1088(a)(8) of the
Dodd-Frank Wall Street Reform and Consumer
Protection Act (Dodd-Frank Act) further amended
section 615 of FCRA to also require the Securities
and Exchange Commission and the Commodity
Futures Trading Commission to issue Red Flags
guidelines and regulations.

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30189

• Regulations generally requiring
credit and debit card issuers to assess
the validity of change of address
requests under certain circumstances.
Section 315 of the FACT Act 4 also
amended section 605 of FCRA to require
the Bureau of Consumer Financial
Protection (CFPB), in consultation with
the Agencies, to issue regulations
providing guidance regarding what
reasonable policies and procedures a
user of consumer reports must have in
place and employ when a user receives
a notice of address discrepancy from a
consumer reporting agency (CRA).
These regulations are required to
describe reasonable policies and
procedures for users of consumer
reports to:
• Enable a user to form a reasonable
belief that it knows the identity of the
person for whom it has obtained a
consumer report; and
• Reconcile the address of the
consumer with the CRA if the user
establishes a continuing relationship
with the consumer and regularly and, in
the ordinary course of business,
furnishes information to the CRA.
As required by section 114 of the
FACT Act, appendix J to 12 CFR part 41
contains guidelines for financial
institutions and creditors that are
national banks, Federal savings
associations, Federal branches or
agencies of a foreign bank, or any of
their operating subsidiaries that are not
functionally regulated to use in
identifying patterns, practices, and
specific forms of activity that may
indicate the existence of identity theft.
In addition, 12 CFR 41.90 requires each
financial institution or creditor that is a
national bank, Federal savings
association, Federal branch or agency of
a foreign bank, and any of their
operating subsidiaries that are not
functionally regulated, to establish an
Identity Theft Prevention Program
(Program) designed to detect, prevent,
and mitigate identity theft in connection
with covered accounts. Pursuant to
§ 41.91, credit card and debit card
issuers that are national banks, Federal
savings associations, Federal branches
or agencies of a foreign bank, or any of
their operating subsidiaries that are not
functionally regulated must establish
and implement reasonable policies and
procedures to assess the validity of a
request for a change of address under
certain circumstances.
Section 41.90 requires each OCCregulated financial institution or
creditor that offers or maintains one or
more covered accounts to develop and
implement a Program. In developing a
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U.S.C. 1681c(h)(2).

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Federal Register / Vol. 90, No. 128 / Tuesday, July 8, 2025 / Notices

Program, financial institutions and
creditors are required to consider the
guidelines set forth in appendix J and
include in its Program those guidelines
that are appropriate. The initial Program
must be approved by the institution’s
board of directors or by an appropriate
committee thereof. The board, an
appropriate committee thereof, or a
designated employee at the level of
senior management must be involved in
the oversight, development,
implementation, and administration of
the Program. In addition, staff members
must be trained, as necessary, to
effectively implement the Program.
Pursuant to § 41.91, each credit and
debit card issuer is required to establish
and implement policies and procedures
to assess the validity of a change of
address request if it is followed within
a short period of time by a request for
an additional or replacement card.
Before issuing the additional or
replacement card, the card issuer must
notify the cardholder of the request at
the cardholder’s former address or by
any other means of communication that
the card issuer and cardholder have
previously agreed to use and provide
the cardholder a reasonable means to
promptly report incorrect address
changes or use another means to assess
the validity of the change of address.
As required by section 315 of the
FACT Act, 12 CFR 1022.82 5 requires
users of consumer reports to have in
place reasonable policies and
procedures that must be followed when
a user receives a notice of address
discrepancy from a CRA.
Section 1022.82 requires each user of
consumer reports to develop and
implement reasonable policies and
procedures designed to enable the user
to form a reasonable belief that a
consumer report relates to the consumer
about whom it requested the report
when it receives a notice of address
discrepancy from a CRA. A user of
consumer reports also must develop and
implement reasonable policies and
procedures for furnishing a customer
address that the user has reasonably
confirmed to be accurate to the CRA
from which it receives a notice of
address discrepancy when the user can:
(1) form a reasonable belief that the
consumer report relates to the consumer
about whom the user has requested the
report; (2) establish a continuing
relationship with the consumer; and (3)
establish that it regularly and in the
ordinary course of business furnishes
5 Title

X of the Dodd-Frank Act transferred this
regulation to the CFPB. The OCC retains
enforcement authority for this regulation for
institutions with $10 billion or less in total assets.

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information to the CRA from which it
received the notice of address
discrepancy.
Estimated Burden: 111 hours for prior
respondents, and 361 total hours for
new respondents.
Estimated Frequency of Response: On
occasion.
Estimated Number of Respondents:
1,172.
Estimated Total Annual Burden:
130,342 hours.
Comments: On May 2, 2025, the OCC
published a 60-day notice for this
information collection, (90 FR 18891).
No comments were received.
Comments continue to be invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
OCC, including whether the information
has practical utility;
(b) The accuracy of the OCC’s
estimate of the burden of the collection
of information;
(c) Ways to enhance the quality,
utility, and clarity of the information to
be collected;
(d) Ways to minimize the burden of
the collection on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and
(e) Estimates of capital or start-up
costs and costs of operation,
maintenance, and purchase of services
to provide information.
Patrick T. Tierney,
Assistant Director, Office of the Comptroller
of the Currency.
[FR Doc. 2025–12628 Filed 7–7–25; 8:45 am]
BILLING CODE 4810–33–P

UNIFIED CARRIER REGISTRATION
PLAN
Sunshine Act Meetings
July 10, 2025, 12:00 p.m.
to 3:00 p.m., Eastern Time.
PLACE: This meeting will be accessible
via conference call and via Zoom
Meeting and Screenshare. Any
interested person may call (i) 1–929–
205–6099 (US Toll) or 1–669–900–6833
(US Toll), Meeting ID: 946 7762 4553, to
listen and participate in this meeting.
The website to participate via Zoom
Meeting and Screenshare is https://
kellen.zoom.us/meeting/register/
dLDjJ5FlS2ys7T7rFVk28A.
STATUS: This meeting will be open to the
public.
MATTERS TO BE CONSIDERED: The Unified
Carrier Registration Plan Dispute
Resolution Subcommittee (the
‘‘Subcommittee’’) will conduct a
TIME AND DATE:

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meeting to continue its work in
developing and implementing the
Unified Carrier Registration Plan and
Agreement. The subject matter of this
meeting will include:
Proposed Agenda
I. Call to Order—UCR Dispute
Resolution Subcommittee Chair
The UCR Dispute Resolution
Subcommittee Chair will welcome
attendees, call the meeting to order, call
roll for the Subcommittee, confirm
whether a quorum is present, and
facilitate self-introductions.
II. Verification of Publication of Meeting
Notice—UCR Executive Director
The UCR Executive Director will
verify the publication of the meeting
notice on the UCR website and
distribution to the UCR contact list via
email followed by the subsequent
publication of the notice in the Federal
Register.
III. Review and Approval of
Subcommittee Agenda and Setting of
Ground Rules—UCR Dispute Resolution
Subcommittee Chair
For Discussion and Possible
Subcommittee Action
The Subcommittee Agenda will be
reviewed, and the Subcommittee will
consider adoption.
Ground Rules
➢ Subcommittee action only to be
taken in designated areas on agenda
IV. Review and Approval of
Subcommittee Minutes From the August
13, 2024 Meeting—UCR Dispute
Resolution Subcommittee Chair
For Discussion and Possible
Subcommittee Action
Draft minutes from the August 13,
2024 Subcommittee meeting will be
reviewed. The Subcommittee will
consider action to approve.
V. Discussion of the Dispute Resolution
Procedure—UCR Dispatch Resolution
Subcommittee Chair and UCR Plan
Legal Counsel
The UCR Dispute Resolution
Subcommittee Chair and UCR Plan
Legal Counsel will lead a discussion
and review of the Dispute Resolution
Procedure, a document that sets forth
the procedures for processing and
handling disputes and was last
amended in January 2024.
VI. Other Business—UCR Dispute
Resolution Subcommittee Chair
The UCR Dispute Resolution
Subcommittee Chair will call for any

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